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Money guides

Practical, in-depth explainers on the arithmetic and decisions behind everyday money questions: splitting bills fairly, calculating what you are actually worth, understanding how a loan EMI is built, and managing two currencies at once as an expat in the UAE. Written for readers earning and spending across the UAE, Saudi Arabia, the wider GCC and India.

Worked examplesLinked calculatorsGulf & India contextExpat money guides

In this section

  • Splitting billsGuide
  • Net worthGuide
  • EMI & loansGuide
  • Expat money guides4 guides
The guides

7 in-depth guides

How to Split Bills Fairly

Equal split, income-proportional split, and itemised splitting, with the pros, cons and math behind each, plus how to actually settle up without it turning awkward.

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How to Calculate Your Net Worth

What counts as an asset, what counts as a liability, why salary is not the same as net worth, and the common mistakes people make the first time they add it all up.

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How EMI and Loan Amortisation Work

How a fixed instalment splits into interest and principal every month, a worked example you can follow by hand, and how prepayment timing changes the total interest paid.

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Money Guide for Indian Expats in the UAE

Tracking AED and INR without losing the real number, remittance channels compared, NRE/NRO accounts explained, NRI investing rules, and what UAE banks actually check before a loan.

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Money Guide for Filipino Expats in the UAE

AED and PHP side by side, remittance channels compared honestly, the allotment rules OFW contracts actually set, and the saving habits that survive a full contract cycle.

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Money Guide for British Expats in the UAE

AED and GBP together, what the Statutory Residence Test actually checks, ISAs and pensions while non-resident, and why UK banks close accounts once they learn you've moved.

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Money Guide for Pakistani Expats in the UAE

AED and PKR without repricing your history, Pakistan Remittance Initiative versus exchange houses, the Roshan Digital Account explained, and the filer-status trap on property back home.

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