Around nine in ten people in the UAE are expatriates. Your salary is in AED, your savings goal may be in rupees, pesos or pounds, and your family's costs are in a third currency again. NetWorth+ keeps all of it in one net worth figure without ever asking for a bank login.
Incoming SMS · ENBD
Dhs 248.50 was spent on your card ending 4471 at CARREFOUR MALL OF EMIRATES on 07/08/2026. Available balance Dhs 12,410.55.
Read on your phone
Dhs is recognised, along with AED and Dh. Nothing is recorded until you approve it, and the message text never leaves your phone.
~89%
of the UAE population are expatriates, the highest share in the world
3.6725
AED to the US dollar, the peg held since 1997, so a dollar balance is steady and a rupee one is not
~$14–18bn
sent from the UAE to India each year, the country's largest remittance corridor
Figures are from public sources and are indicative. NetWorth+ does not move money and is not a remittance service.
Because the dirham is pegged to the dollar, an AED balance converted to USD barely moves. Everything else does. If you are saving for a house in Kochi, a plot in Lahore or school fees in Manila, the number that matters is moving every single day, and it has nothing to do with how much you saved this month.
One month, three currencies
Each row keeps its own currency. The net worth figure converts them at today's rate; the history keeps the rate of the day each one happened.
| Currency | Written in alerts as | Decimals |
|---|---|---|
| AED · UAE Dirham | Dhs · Dhs. · Dh · AED |
2 · fils |
| USD · US Dollar | US$ · USD |
2 · cents |
| INR · Indian Rupee | Rs · Rs. · INR · ₹ |
2 · paise |
| PKR · Pakistani Rupee | Rs · PKR · ₨ |
2 · paisa |
| PHP · Philippine Peso | PHP |
2 · sentimo |
| GBP · Pound Sterling | GBP |
2 · pence |
These are the exact strings the parser matches, because they are how banks actually print an amount, not the script symbol, which alerts rarely use.
UAE banks and card issuers send transaction alerts from alphanumeric sender IDs. NetWorth+ accepts those, skips personal numbers before reading anything, and identifies which of your accounts a message belongs to from the account names you created, not from a fixed list of banks that would need constant updating.
Split rent, DEWA and the weekly shop with flatmates. The group settles in one currency; what left your account is worked out separately, because two people paying the same bill from cards in two currencies genuinely spent two different amounts.
A charge in another currency is imported and flagged with a warning badge rather than silently booked at face value; approving “USD 45.20” into a dirham ledger would otherwise record 45.20 dirhams.
Save towards a property, a wedding or a car in the currency it is actually priced in, funded from dirham accounts. The waterfall converts as each goal draws, using one rate in both directions so nothing drifts.
Dhs, Dh, AED) rather than the script symbol, which alerts rarely use. If your bank sends alerts entirely in Arabic script, capture may not recognise them, and you can add those transactions by hand or by scanning the receipt. You can also set a custom display symbol for any currency where the canonical glyph is not the legible one.Bank names on this page are examples only. They illustrate the alert formats NetWorth+ is able to read. NetWorth+ is not affiliated with, endorsed by, sponsored by or connected to any bank, card issuer, exchange house or financial institution, and no partnership is implied. NetWorth+ does not connect to any bank, does not move, hold or transfer money, and is not a remittance service, a payment provider, a bank or a lender. It is not licensed or regulated as a financial institution in any jurisdiction, and it does not provide financial, tax, zakat, legal or investment advice. Figures may be incomplete; always check your official bank statements. For ages 18 and over.
NetWorth+ is available for Android and iPhone. No bank login, no advertising, and nothing recorded until you approve it.