Not eighteen thousand five hundred. Gulf dinars divide into thousandths, and an app that assumes two decimal places gets that wrong by a factor of a thousand. NetWorth+ knows which currencies use three, and reads them correctly.
Incoming SMS · NBK
Purchase of KD 18.500 at THE SULTAN CENTER on card ending 4471. Available balance KD 1,240.750.
Read on your phone
A separator followed by exactly three digits is the one genuinely ambiguous shape a bank message can carry. Getting it wrong is a 1000× error.
~35m
foreign residents across the six GCC states
3
decimal places in the Kuwaiti, Bahraini and Omani currencies: thousandths, not hundredths
~$56bn
remitted from the GCC to India in FY 2024–25, about 49% of India's inward total
Figures are from public sources and are indicative. NetWorth+ does not move money and is not a remittance service.
“1,234” in dollars is one thousand two hundred and thirty-four. “18.500” in Kuwaiti dinars is eighteen and a half. Same shape, two completely different readings, and the only thing that tells them apart is knowing how many decimal places the currency actually has.
NetWorth+ carries that table because it is load-bearing for reading a bank message, not a display nicety. A separator followed by exactly three digits is treated as a decimal only when the currency really has three decimal places and the separator is the one you use.
Read correctly
KD 18.500
= 18 dinars, 500 fils
KWD has three decimal places
The 1000× misread
KD 18,500
What a two-decimal assumption produces
A grocery run booked as a car purchase
And the reverse
In a zero-decimal currency, “1.234” must be grouping: one thousand two hundred and thirty-four, not one and a bit.
| Currency | Written in alerts as | Decimals |
|---|---|---|
| KWD · Kuwaiti Dinar | KD · KWD |
3 · fils |
| BHD · Bahraini Dinar | BD · BHD |
3 · fils |
| OMR · Omani Rial | RO · OMR |
3 · baisa |
| QAR · Qatari Riyal | QR · QAR |
2 · dirhams |
| SAR · Saudi Riyal | SR · SAR |
2 · halalas |
| AED · UAE Dirham | Dhs · Dh · AED |
2 · fils |
| JOD · Jordanian Dinar | JOD |
3 · fils |
| IQD · Iraqi Dinar | IQD |
3 · fils |
These are the exact strings the parser matches, because they are how banks actually print an amount, not the script symbol, which alerts rarely use.
Gulf banks and card issuers send an alert for practically every transaction. NetWorth+ reads them locally, skips personal numbers before parsing, and matches each one to your own accounts. Message text never leaves the device.
Most people in the GCC are supporting or saving into another country. A goal keeps the currency of the thing it is for; a budget ceiling keeps the currency you set it in.
Split rent and utilities with flatmates. The group settles in one currency, while what left your own account is worked out separately.
The canonical glyph is not always the legible one: ﷼ is correct for four different rials. Override the display symbol for any currency without changing the currency itself.
Rates are mirrored rather than fetched live from your phone, and reads serve from cache, so a transaction entered offline still gets stamped correctly.
NetWorth+ never connects to a bank and never asks for a card number, PIN or password. There is no open banking link to revoke because there was never one to grant.
By country
The currency handling is shared, and almost nothing else is. Each page covers what is actually different where you are.
KD, BD, RO, QR) rather than script symbols, which alerts rarely carry.Bank names on this page are examples only. They illustrate the alert formats NetWorth+ is able to read. NetWorth+ is not affiliated with, endorsed by, sponsored by or connected to any bank, card issuer, exchange house or financial institution, and no partnership is implied. NetWorth+ does not connect to any bank, does not move, hold or transfer money, and is not a remittance service, a payment provider, a bank or a lender. It is not licensed or regulated as a financial institution in any jurisdiction, and it does not provide financial, tax, zakat, legal or investment advice. Figures may be incomplete; always check your official bank statements. For ages 18 and over.
NetWorth+ is available for Android and iPhone. No bank login, no advertising, and nothing recorded until you approve it.